Here are some terms you might find useful.
Benefits
Services that your policy covers, such as prescription drugs or doctor visits.
Claim
A request for payment made by your doctor to the insurance company for your care.
Co-payment
A set amount you pay each time you visit the doctor or get a prescription.
PCP
Primary Care Provider – the person you see regularly to keep you healthy. It may be a doctor, nurse practitioner or physician’s assistant.
Premium
The price you pay monthly for insurance.